Did you receive an inquiry about buying ĤƵ insurance? We are not an insurance company.

Data & Decision Science ĤƵ

Delivering more actionable data into your hands sooner with the right prescription for your best next decision.

Descriptive, Predictive and Prescriptive Analytics

ĤƵ offers a variety of solutions that apply modern methods of data science to drive optimal benefit plan design, improve healthcare outcomes, and reduce the total cost of care. Our suite of services support virtually all types of payors including: employers, brokers and TPAs; medical, supplemental and stop-loss carriers; and benefit administrators and PEOs.

Request a demo

Please include your name, company, phone and indicate which product(s) you would like a demo of: ʱ԰پ™, ԱԲٲ™



Trusted market intelligence delivered as an actionable platform.

Our ʱ԰پ™ software suite makes machine-readable contract rates not just accessible, but immediately useful for benchmarking, network negotiation and optimization. Our data is enriched to provide better context using ĤƵ and external data sources.



Supercharge your health plan performance.

BenInsights gives employers and their advisors not only comprehensive dashboards and reports, but also predictive and prescriptive analytic tools. Our risk models identify emerging issues, Smart Cards recommend targeted actions, and plan design analytics optimize future benefit plans.


Risk Analytics & Insights ĤƵ

ٴDz’t just act. Impact.

Our Risk Analytics & Insights ĤƵ complement actuarial programs with predictive and prescriptive analytics such as risk models and Smart Cards that find and address emerging issues; automated underwriting to improve plan pricing; and analytics that enable insights and recommendations for customers of all sizes.


ĤƵ for Supplemental Carriers

We drive more value for six of the top 10 supplemental carriers.

Our Digital Claiming service integrates medical claims to identify, notification and even Auto Pay supplemental benefits. Our Ceres™ tools drive customer-oriented selling for improved close rates, more informed coverage changes and better pricing.

Contact us today for more information